Real Estate
Our professional team of real estate attorneys offers comprehensive legal guidance across the spectrum of real estate transactions.
Lending and Private Financing
Strategic Legal Guidance for Private Lending Transactions
Private lending can provide flexible financing opportunities for real estate purchases, business ventures, investments, and other transactions when traditional financing may not be available or practical. Whether you are a lender seeking to protect your investment or a borrower seeking alternative financing solutions, properly structured loan documents are essential to minimizing risk and avoiding costly disputes.
At Pelaez Maas Law PLLC, we represent private lenders, borrowers, investors, and businesses in the negotiation, documentation, and closing of private financing transactions. Our goal is to help clients structure transactions that protect their interests while complying with applicable legal requirements.
Comprehensive Private Lending Services
We assist clients with a wide range of private financing matters, including:
- Promissory Notes
- Mortgages and Security Agreements
- Personal and Corporate Guarantees
- Seller Financing Transactions
- Balloon Payment Loans
- Interest-Only Loans
- Real Estate Investment Financing
- Hard Money Loans
- Business Loans
- Loan Modifications and Extensions
- Mortgage Assignments
- Loan Payoff and Satisfaction Documents
- Due Diligence and Transaction Review
Whether financing involves residential property, commercial real estate, vacant land, or business assets, we work to ensure that loan terms are clearly documented and enforceable.
Representation for Private Lenders
Private lending can offer attractive investment opportunities, but inadequate documentation can expose lenders to unnecessary risk. We help private lenders structure transactions designed to protect their collateral, clarify repayment obligations, and establish remedies in the event of default.
Our services for lenders include:
- Drafting loan documents
- Preparing mortgage and security instruments
- Evaluating collateral
- Reviewing existing loan agreements
- Structuring repayment terms
- Coordinating loan closings
- Assisting with loan administration and modifications
Representation for Borrowers
Borrowers should fully understand the legal and financial obligations associated with private financing before signing loan documents. We review loan terms, identify potential concerns, explain legal obligations, and help borrowers negotiate terms that align with their objectives.
Our goal is to ensure clients enter into financing arrangements with confidence and a clear understanding of their obligations and rights.
Seller Financing Transactions
Seller financing can be an effective solution in real estate transactions when conventional financing is unavailable or undesirable. Proper documentation is critical to protecting both parties and reducing the risk of future disputes.
We assist buyers and sellers with:
- Purchase and Sale Agreement review
- Seller-financed transaction structuring
- Promissory Notes
- Mortgages and Security Instruments
- Compliance review
- Closing coordination
- Post-closing documentation
Practical Counsel for Complex Transactions
Every lending transaction is unique. Our firm takes the time to understand our clients’ objectives, identify potential risks, and develop practical solutions tailored to the specific transaction. By addressing issues proactively, we help clients move forward with confidence while protecting their financial interests.
Schedule a Consultation
Whether you are lending funds, seeking financing, or considering a seller-financed transaction, Pelaez Maas Law PLLC can provide the legal guidance needed to help structure a secure and successful transaction.
Contact our office today to schedule a consultation and discuss your lending or private financing matter.
